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INFORMATION
ON THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY
OR TERM OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED
TO, ANY IMPLIED WARRANTIES OR TERMS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, OR NON-INFRINGEMENT. ALL SUCH IMPLIED TERMS AND WARRANTIES ARE HEREBY
EXCLUDED.
BY ACCESSING
THIS WEB SITE YOU AGREE THAT UNION INSURANCE WILL NOT BE LIABLE FOR ANY
DIRECT, INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM THE USE
OF THE INFORMATION AND MATERIAL CONTAINED IN THIS WEB SITE, OR ANY OTHER
HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS
INTERRUPTION, LOSS OF PROGRAMS OR OTHER, EVEN IF WE ARE EXPRESSLY ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES.
The above exclusions and limitations apply only to the extent permitted
by law.
The copyright
in the material contained in this web site belongs to Union Insurance Brokers
Ltd..
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Our
Privacy Commitment to You
Union Insurance Brokers Ltd. values you as a customer and we are committed
to protecting the privacy of your personal information. We would like to explain
to you how we treat the personal information that you provide to us.
A Brokers Professional Duty of Confidentiality
As professional brokers we are committed to holding our clients personal
information in strict confidence, and we shall not disclose any information
unless authorized by our clients, required by law to do so, or required to
do so in conducting negotiations with underwriters or insurers on behalf
of the client.
Collection, use and Disclosure of Personal Information
We or any insurer, to whom we submit your application may collect, use and
disclose personal information from you and about you for the following purposes:
a) To understand your needs
b) To analyze the suitability of our insurance and financial services for
you
c) To determine your eligibility for our products and services
d) To set up, manage and offer products and services that meet your needs
e) To provide you with ongoing service
f) To meet our legal and regulatory requirements
g) To facilitate underwriting your insurable risks and insurance claims
We collect, and may have collected previously, personal information that
is necessary to consider your application or provide you with insurance protection.
All personal information is safeguarded with the appropriate security means.
Withdrawal of Consent
You may generally withdraw your consent at any time. If you refuse or withdraw
your consent to the collection, use or disclosure of information about you,
we may not be able to provide or continue to provide you with some products,
services or information of value to you.
Accuracy
All information which you give us at any time will be true and complete and you
will not withhold any material information. If any personal information changes
or becomes inaccurate or out of date, you will tell us so we can revise our
records.
Brokerage Privacy Officer
For
additional information on our brokerage’s privacy
policies and procedures please ask your broker or contact our privacy officer.
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