INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OR TERM OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OR TERMS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ALL SUCH IMPLIED TERMS AND WARRANTIES ARE HEREBY EXCLUDED.

BY ACCESSING THIS WEB SITE YOU AGREE THAT UNION INSURANCE WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM THE USE OF THE INFORMATION AND MATERIAL CONTAINED IN THIS WEB SITE, OR ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The above exclusions and limitations apply only to the extent permitted by law.

The copyright in the material contained in this web site belongs to Union Insurance Brokers Ltd..

Our Privacy Commitment to You
Union Insurance Brokers Ltd. values you as a customer and we are committed to protecting the privacy of your personal information. We would like to explain to you how we treat the personal information that you provide to us.

A Brokers Professional Duty of Confidentiality
As professional brokers we are committed to holding our clients personal information in strict confidence, and we shall not disclose any information unless authorized by our clients, required by law to do so, or required to do so in conducting negotiations with underwriters or insurers on behalf of the client.

Collection, use and Disclosure of Personal Information
We or any insurer, to whom we submit your application may collect, use and disclose personal information from you and about you for the following purposes:

a) To understand your needs
b) To analyze the suitability of our insurance and financial services for you
c) To determine your eligibility for our products and services
d) To set up, manage and offer products and services that meet your needs
e) To provide you with ongoing service
f) To meet our legal and regulatory requirements
g) To facilitate underwriting your insurable risks and insurance claims

We collect, and may have collected previously, personal information that is necessary to consider your application or provide you with insurance protection. All personal information is safeguarded with the appropriate security means.

Withdrawal of Consent
You may generally withdraw your consent at any time. If you refuse or withdraw your consent to the collection, use or disclosure of information about you, we may not be able to provide or continue to provide you with some products, services or information of value to you.

Accuracy
All information which you give us at any time will be true and complete and you will not withhold any material information. If any personal information changes or becomes inaccurate or out of date, you will tell us so we can revise our records.

Brokerage Privacy Officer
For additional information on our brokerage’s privacy policies and procedures please ask your broker or contact our privacy officer.

Page last updated Monday, March 20, 2006 15:20